RetoSwap is the leading Haveno-based decentralized exchange for Monero P2P trading. It processes ~$2M in monthly volume. Trades are protected by 2-of-3 multisig escrow with 15% security deposits. No KYC, no registration. Arbitrated by RoundTheRoses, one of the most trusted arbitrators in the Monero community.

What are RetoSwap's fees?

Maker fee: 0.5%. Taker fee: 0.1%. Total: 0.6% per trade. This is the lowest fee structure among Haveno instances. Security deposit is 15% (refunded after successful trade). Compare to DawnSwap: ~2% fees but only 5% deposit.

Yes. RetoSwap uses 2-of-3 multisig — your funds are locked in a transaction requiring 2 of 3 keys (buyer, seller, arbitrator). Neither the platform nor any single party can steal funds. The 15% security deposit strongly deters griefing. RoundTheRoses has years of arbitration history with high community trust.

How does RetoSwap compare to DawnSwap?

Both use the Haveno protocol. RetoSwap: 0.6% fees, 15% deposits, $2M/month volume, 24-48h arbitration by established RoundTheRoses. DawnSwap: ~2% fees, 5% deposits, less liquidity, but faster arbitration (24/7). Use RetoSwap for lower fees and higher liquidity; DawnSwap for lower capital lockup.

How do I start trading on RetoSwap?

Download the RetoSwap desktop application (Haveno-reto fork). Create a payment account (SEPA, cash by mail, etc.). Fund the built-in XMR wallet. Create an offer or take an existing one. The app handles multisig escrow automatically. No registration, no KYC, no account creation.

RetoSwap Guide (2026)

The most established Haveno DEX for Monero P2P trading

TL;DR: RetoSwap is the leading Haveno-based decentralized exchange with ~$2M monthly volume. 0.6% total fees (lowest), 15% security deposits (strongest deterrence), arbitrated by the trusted RoundTheRoses. No KYC, no registration. Desktop app only. The battle-tested choice for serious Monero P2P trading.

$2M

Monthly Volume

0.6%

Total Fees

15%

Security Deposit

KYC Required

Why RetoSwap?

Advantage	Detail
Lowest fees	0.5% maker + 0.1% taker = 0.6% total. DawnSwap charges ~2%.
Highest volume	~$2M/month. Most liquid Haveno instance. Best chance of finding counterparties.
Strongest deposits	15% deposit = strong griefing deterrence. Attacker loses 15% for every failed trade.
Trusted arbitrator	RoundTheRoses — years of history, highly trusted in Monero community.
Battle-tested	Operating since Haveno launch. Thousands of completed trades. Proven infrastructure.

Getting Started

Download RetoSwap

Get the desktop app from retoswap.com. Available for Windows, macOS, Linux. Verify the PGP signature.

Add payment methods

Go to Account → Payment Accounts. Add your SEPA details, cash by mail preferences, or face-to-face settings. Stored locally only.

Fund your wallet

Go to Funds → Receive. Send XMR to the displayed address. Wait for 10 confirmations (~20 min).

Browse or create offers

Market → Buy/Sell. Take an existing offer (instant), or create your own (wait for taker). Set price, amount, payment method.

Trade with escrow

Both parties deposit into 2-of-3 multisig. Buyer sends fiat, marks complete. Seller confirms, funds release.

RetoSwap vs Alternatives

Platform	Fees	Deposit	Volume	Arbitration	Type
RetoSwap	0.6%	15%	$2M/mo	24-48h	Haveno DEX
DawnSwap	~2%	5%	Growing	Hours	Haveno DEX
XMRBazaar	0%	Optional	Medium	Manual	Marketplace
OpenMonero	0%	Optional	Low	Built-in	Marketplace
Centralized Exchange	0.1-0.5%	None	High	Support ticket	CEX (KYC)

Pro strategy: Run offers on both RetoSwap AND DawnSwap simultaneously. RetoSwap for high-value trades (15% deposit = strong security), DawnSwap for smaller trades (5% deposit = less capital locked). You maximize visibility and minimize locked capital.

Dispute Resolution

If a trade goes wrong, either party can open a dispute. The arbitrator (RoundTheRoses) reviews evidence and signs with the honest party:

Response time: 24-48 hours typical
Evidence: Screenshots, tracking numbers, payment confirmations
Resolution: Honest party gets their funds + cheater's deposit
Track record: RoundTheRoses has resolved thousands of disputes fairly

When to Choose RetoSwap

Choose RetoSwap for: high-value trades, lowest fees, established arbitration, maximum liquidity.

Choose DawnSwap for: lower deposits, faster arbitration, multiple small offers.

arnoldnakamura trades actively on both. Contact via Telegram for EUR/XMR P2P with escrow.