Monero Wallet Backup (2026)

Never lose your XMR — seed phrase, keys, and storage
TL;DR: Your 25-word seed phrase is everything. Write it on metal (fire/water proof), store in 2+ locations, never digitally. From the seed, you can restore your entire wallet on any device. Lose the seed + wallet files = funds lost forever. No recovery service exists.

What to Backup

ComponentPurposePriority
25-word seed phraseRestores entire wallet (spend + view keys + all addresses)CRITICAL
Restore height / dateTells wallet where to start scanning (speeds up restore)Important
View keyMonitor-only access (useful for view-only wallets)Optional
Wallet passwordEncrypts wallet files on disk (not needed for seed restore)Optional
Wallet files (.keys, cache)Quick restore without blockchain rescanConvenience only

Backup Methods

MethodDurabilitySecurityCost
Metal plate (stamped)Fire, water, time proofPhysical only$20-60
Paper (handwritten)Fire/water vulnerablePhysical onlyFree
Encrypted USBHardware failureNeeds password$10-20
Cloud/notes appRedundantHackable, syncedFree
ScreenshotRedundantPhoto library, cloud syncFree
NEVER store your seed phrase: In a cloud service (iCloud, Google Drive, Dropbox). In a notes app that syncs. As a screenshot in your photo library. In an email to yourself. In a password manager (unless air-gapped). On a device connected to the internet. Any digital copy is a potential attack vector.

Step-by-Step Backup

Step 1: Open your wallet (Cake Wallet, Feather, GUI, or CLI).

Step 2: Find "Show seed" or "Backup" in settings. Write down all 25 words in order.

Step 3: Note the wallet creation date or restore height (speeds up future restores).

Step 4: Verify by reading the seed back. Check every word.

Step 5: Store in a fireproof safe, bank safety deposit box, or trusted location. Ideally: 2+ copies in separate physical locations.

Metal backup recommendation: Stamp or engrave your seed on stainless steel or titanium plates. Products like Cryptosteel, Billfodl, or DIY metal washers work. Survives house fires (paper does not). For any holding above €500, metal backup is a no-brainer investment.

Test Your Backup

A backup you've never tested is not a backup. After creating your seed backup:

1. Install a fresh wallet on a different device

2. Select "Restore from seed"

3. Enter your 25 words + restore height

4. Wait for sync — your balance should appear

5. If it works, your backup is verified. If not, re-check your seed words.

Backup Checklist

✓ 25-word seed written on metal or paper

✓ Restore height / creation date noted

✓ Stored in 2+ separate physical locations

✓ Never stored digitally (no cloud, no screenshots)

✓ Tested by restoring on a separate device

✓ Trusted person knows location (for inheritance)

Need XMR to store? Buy from arnoldnakamura — EUR P2P, no KYC.