Where can I spend Monero?

Gift cards (CakePay, Coincards, Bitrefill — Amazon, Steam, Uber, 150+ retailers), VPNs (Mullvad, IVPN, ProtonVPN), hosting (FlokiNET, Njalla, 1984.is), domains (Njalla), marketplaces (XMRBazaar, Monerica directory), direct merchants (PINE64, some Shopify stores). Through gift cards, you can indirectly spend XMR at any major retailer.

Can I buy Amazon gift cards with Monero?

Yes. CakePay (built into Cake Wallet) and Coincards sell Amazon gift cards for XMR. Buy a gift card with Monero, receive the code instantly, redeem on Amazon. Available for US, EU, UK, and other Amazon regions. No KYC required for the gift card purchase.

What VPNs accept Monero?

Mullvad (no email, no account, just a number — accepts XMR directly), IVPN (XMR accepted, no email required), ProtonVPN (XMR via BTCPay), Windscribe (XMR for build-a-plan). Mullvad is the gold standard for privacy VPNs — anonymous signup + anonymous payment.

Is there a Monero merchant directory?

Yes. Monerica.com is the largest directory of Monero-accepting merchants and services. It lists hundreds of businesses across categories: VPNs, hosting, marketplaces, exchanges, gift cards, physical stores, and more. AcceptedHere.io and Cryptwerk also list XMR merchants.

Can I buy physical goods with Monero?

Directly: yes, at merchants like PINE64 (Linux phones/laptops), some Shopify stores, and local businesses. Indirectly: buy gift cards (Amazon, Walmart, Target, etc.) with XMR via CakePay/Coincards. Through P2P marketplaces like XMRBazaar, you can find sellers offering physical goods for XMR.

Where to Spend Monero (2026)

Gift cards, VPNs, hosting, and growing merchant adoption

TL;DR: You can spend XMR on: gift cards (Amazon, Steam, Uber — 150+ retailers via CakePay), VPNs (Mullvad, IVPN), hosting (FlokiNET, Njalla), hardware (PINE64), and through P2P marketplaces (XMRBazaar). The gift card bridge lets you spend Monero at virtually any major retailer without revealing your identity.

Gift Cards — Spend XMR Anywhere

Gift cards are the universal bridge: buy a card with Monero, spend it at any retailer. No KYC, instant delivery.

CakePay

Built into Cake Wallet. Amazon, Steam, Uber, DoorDash, 150+ brands. Instant delivery. No KYC.

Coincards

Canadian + US gift cards for XMR. Amazon, iTunes, Google Play, Netflix, Starbucks, more.

Bitrefill

Phone top-ups + gift cards worldwide. 4,000+ products in 170+ countries. XMR accepted.

CoinCards

Canadian focus. Tim Hortons, Canadian Tire, Sobeys, Home Depot, Amazon CA.

VPNs — Anonymous Internet

The natural pairing: private money for private internet access.

VPN	XMR Direct	Account Required	Price
Mullvad	Yes	No (just a number)	€5/month
IVPN	Yes	No email required	$6/month
ProtonVPN	Via BTCPay	Email (can be anon)	€5-10/month
Windscribe	Yes	Email (optional)	$2-9/month

Hosting & Domains

FlokiNET

Privacy hosting. Iceland/Romania/Finland. Accepts XMR. No KYC. Pentest-tolerant.

Njalla

Privacy domain registration + hosting. Registered in their name. XMR accepted.

1984.is

Icelandic privacy hosting. Named after Orwell. XMR accepted. Strong privacy policy.

Privex

Privacy-focused VPS. Sweden. Accepts XMR. No KYC for small plans.

Hardware

PINE64

PinePhone, PineBook Pro, PineTime. Linux hardware. XMR accepted directly.

System76

Linux laptops and desktops. Via Coincards/CakePay gift card bridge.

Marketplaces & P2P

XMRBazaar

Classifieds marketplace. 11K+ listings. Physical goods, services, digital products. Multisig escrow.

MoneroMarket (Telegram)

Telegram group for buying/selling with XMR. Community-moderated.

Directories

Find more Monero merchants:

Directory	Listings	Notes
Monerica.com	Hundreds	Largest XMR merchant directory. Curated, categorized.
AcceptedHere.io	Growing	Multi-crypto directory including XMR filter.
Cryptwerk.com	Hundreds	Comprehensive crypto merchant directory.

The gift card strategy: Even if a store doesn't accept XMR directly, you can buy their gift card with Monero via CakePay. This means you can effectively spend XMR at Amazon, Walmart, Target, Steam, Uber, DoorDash, and 150+ other retailers — privately and without KYC.

Need XMR to Spend?

Buy Monero via P2P trading with arnoldnakamura — EUR cash to XMR, no KYC.

Cash by mail EU-wide, face-to-face SW Germany. Telegram @arnoldnakamura